At F&M Bank, you can always expect big bank products with local, hometown service! We offer a variety of additional services to make your banking experience as seamless as possible.

Telephone Banking

Bank from home using our convenient telephone banking service. Check balances, verify checks or debits paid, transfer funds, and more! Access by calling (937) 384-1750 or toll-free at (877) 408-4299.

Direct Deposit

Deposit checks directly into your account — without having to make a trip to the bank. Contact us to set up this convenient service.

Night Deposit

Bank on the schedule that matters most — yours. Stop by any F&M Bank branch anytime to deposit checks and cash. Deposits will be processed the following business day.

Notary Services

The next time you need a document notarized, visit your friends at F&M Bank. We offer notary public services at every branch. Please contact us to schedule your appointment.

Safe Deposit Boxes

Protect your valuables with an affordable safe deposit box. Contact us for deposit box sizes and rates.

Contents are not insured or guaranteed by the bank, the FDIC, or by any other government agency.