Skip to content

At F&M Bank, you can always expect big bank products with local, hometown service! We offer a variety of additional services to make your banking experience as seamless as possible.

Telephone Banking

Bank from home using our convenient telephone banking service. Check balances, verify checks or debits paid, transfer funds, and more! Access by calling (937)-384-1750 or (855)-432-8219

The first time you log into Telephone Banking you will be asked for an Alternate ID. Your Alternate ID is your birthdate + last four of your social security number.

  • For example, a birth date of April 7,1983 and last 4 of SS 1234, the Alternate ID would be 040719831234

You will then be asked for a PIN - the first time you log in your PIN will be the last four of your social security #

  • For example, if your social is 123-45-6789, your PIN will be 6789


Direct Deposit

Deposit checks directly into your account — without having to make a trip to the bank. Contact us to set up this convenient service.

Night Deposit

Bank on the schedule that matters most — yours. Stop by any F&M Bank branch anytime to deposit checks and cash. Deposits will be processed the following business day.

Notary Services

The next time you need a document notarized, visit your friends at F&M Bank. We offer notary public services at every branch. Please contact us to schedule your appointment.

Safe Deposit Boxes*

Protect your valuables with an affordable safe deposit box. Contact us for deposit box sizes and rates.

*Contents are not insured or guaranteed by the bank, the FDIC, or by any other government agency.

Connect with us.
Get social with us and keep up with the latest news and events.