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Kasasa Cash Back® puts your hard-earned money right where you want it — back in your pocket! Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back.

It's free checking that doesn't just pay. It pays you back, including limited nationwide ATM fee refunds.* So you can grab some quick cash here in Ohio or across the country without worrying about those pesky fees.

  • Free Checking that Pays You Back
  • 4.00% Cash Back on Debit Card Purchases*
  • No Category Restrictions on Purchases
  • Cash Back Earned on up to $200.00 in Purchases Monthly
  • Earn up to $96.00 Cash Back Per Year; $8.00 per month
  • Refunds on ATM Withdrawal Fees, Nationwide (up to $20.00 monthly)*
  • Link to Kasasa Saver® Account to Build Savings Automatically
  • No Monthly Maintenance Fee
  • No Minimum Balance to Earn Rewards
  • Free Online Banking and Bill Pay
  • Free E-Statements
  • Free Mobile Banking with Mobile Deposit
  • Apple Pay® available for Apple® devices
  • Free Visa® Debit Card
  • Unlimited Check Writing
  • $25.00 Minimum Deposit to Open

Earning Rewards is Easy as 1-2-3!

There are no hoops that stand between you and your rewards — just three banking basics that make life easier anyway! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get right back to earning your cash rewards the very next month!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4.00% cash back on up to a total of $200 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 30 calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements, and at least 12 debit card purchases post and settle are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number as primary owner. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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