You've made the payments and put in the work; now it's time to reap the benefits! Throughout the span of owning your home, you've been building equity.

F&M Bank can help you turn that equity into a low-interest line of credit for most anything you need. Best of all, you only pay interest on what you use and the interest paid might be tax deductible*. So start cleaning your gutters with a smile!

Summary
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available in-person, online, or by check
  • The interest paid might be tax deductible*
  • Local decision-making and processing in Miamisburg
  • Attentive, friendly service from start to finish

*Consult a tax advisor.