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Anyone knows that a strong foundation is key to having a sturdy home. It's also the key to a strong financial future.

F&M Bank offers a great way to start building your foundational savings, on your terms. With a low minimum opening deposit of $25, it's easy to get started. With every dollar deposited you start racking up interest — that's saving in its simplest form.

  • Earn competitive, tiered interest
  • No monthly service fee
  • No minimum balance requirements
  • 4 free withdrawals per month; $0.50 per transaction in excess of 4 thereafter
  • Free online banking
  • Free E-Statements
  • Free mobile banking
  • Free ATM card
  • Free quarterly paper statement
  • Free withdrawal and deposit tickets
  • $25 minimum deposit to open

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