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Anyone knows that a strong foundation is key to having a sturdy home. It's also the key to a strong financial future.

F&M Bank offers a great way to start building your foundational savings, on your terms. With a low minimum opening deposit of $25.00, it's easy to get started. With every dollar deposited you start racking up interest — that's saving in its simplest form.

  • Earn Competitive, Tiered Interest
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirements
  • Four Withdrawals Per Month; $0.50 per Transaction in Excess of Four Thereafter*
  • Free Online Banking
  • Free E-Statements
  • Free Mobile Banking
  • Free ATM card
  • Free Quarterly Paper Statement
  • $25.00 Minimum Deposit to Open

*A per item fee of $0.50 will be assessed for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of four per month.

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