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Our free Kasasa Saver® account is like finding money on the ground and putting it straight into a piggy bank. The rewards from your Kasasa checking account are automatically transferred into savings every month — so you can build up your safety net without a second thought.

The best part about this account? You'll earn a high interest rate too when you qualify for Kasasa checking rewards. That's like earning cash on top of cash. Ask for Kasasa and start saving automatically today!

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $100,000
  • 1.00% to 0.58% APY on balances over $100,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free E-Statements
  • Free mobile banking
  • $25 minimum deposit to open

Building Your Savings with Rewards is Easy!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically gets you the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking

That's really it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll earn our base interest rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next month!

 

KASASA SAVER FOR CASH Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Kasasa Saver: Balances up to $100,000 receive APY of 1.00%; and balances over $100,000 earn .1499% interest rate on the portion of balance over $100,000, resulting in a range from 1.00% to .58% APY depending on the account's balance. Kasasa Cash: Balances up to $10,000 receive a non-compounding APY of 2.25%; and balances over $10,000 earn .1499% interest rate on the portion of balance over $10,000, resulting in a non-compounding range from 2.25% to .34% APY* depending on the account's balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn .01% APY. Kasasa Cash: All balances earn a non-compounding APY* of .01%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 5/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements, and at least 12 debit card purchases post and settle are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number as primary owner. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

KASASA SAVER FOR CASH BACK *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Kasasa Saver: Balances up to $100,000 receive APY of 1.00%; and balances over $100,000 earn .1499% interest rate on the portion of balance over $100,000, resulting in a range from 1.00% to .58% APY depending on the account's balance. Kasasa Cash Back: 2.00% cash back on up to a total of $400 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash/Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash Back: No cash back payments are made. APY = Annual Percentage Yield. APYs accurate as of 5/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements, and at least 12 debit card purchases post and settle are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number as primary owner. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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