Growing a business requires plenty of working capital. For your growing business, consider a secured line of credit. You'll have funds at your fingertips when you need them.

For many companies, a business line of credit is a vital part of an overall financial strategy. If you are a business owner, F&M Bank can help you manage short-term cash flow fluctuations and prevent disruptions to your operation with a business line of credit. This credit option provides easy access to funds, and it can be paid down and used again and again as your business loan needs change.

Summary
  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business's unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible online, in person, and by check
  • Local decision-making and processing in Miamisburg
  • Helpful, customized service throughout the entire process