Keep your finances in full force and at your fingertips. An F&M Bank Visa® credit card boosts your purchasing power — so you can make purchases online or in-store virtually anywhere around the globe.

But you don't just gain convenience — this rewards card gives you points with every usage, redeemable for travel benefits. Choose the easy way to pay that comes with hometown convenience and worldwide acceptance!

24-Hour Customer Service

Within the U.S.: (800) 883-0131
Outside the U.S.: (813) 868-2891
Balance and statement inquires
Make a payment over the phone
Report a card lost or stolen
Dispute transactions

Online Account Management

You can manage your credit card account online at

Once your account is enrolled, you can:
Make payments
View transactions and spending reports
View statements and enroll in paperless statements
Dispute transactions
Download data to financial software
Set up account alerts

  • Make purchases now and pay later
  • Competitive rates
  • Secure, easy way to pay
  • Fraud monitoring and zero fraud liability
  • EMV chip to protect against fraud
  • Travel benefits
  • 24/7 customer service located in the U.S.