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While the big banks boast about free checking (and sweep hidden fees under the rug), F&M Bank has an account that's truly free. There are no monthly service fees or minimum balance requirements — just simple checking for our customers with basic banking needs.

You'll also enjoy unlimited transactions every month and easy access to your account through free online banking and bill pay, E-Statements, and mobile banking. Open your account today with just $25.00!

*Variety mini pack of checks provided at the bank's selection.

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