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Our free mobile banking app helps you find branches and ATMs, and more importantly, find a lot more time in your day. You can make payments, transfer funds, and more from your mobile device with mobile banking.

Now you can bank as easily as you text, email, or post. Our mobile banking app lets you get banking done and get back to what you'd rather do — which is why you'd rather bank with us. Search for our new app "BankwithFM Mobile". 

Existing customers, who are logging into our new app for the first time, must FIRST go to our main webpage and click "Online Banking Login" in the top right corner. Your username will remain the same, however, for your first time logging in you will use a temporary password (your zipcode + the last 4 of your social/EIN). You will then be prompted to authticate yourself via text/phone call and lastly to create your own unique password for logging in to our online banking platform/app.

iPhone Android

For any mobile banking issues call our help desk number 1-888-276-1079.

  • Fast, free, and secure service for customers enrolled in online banking*
  • Easily keep track of your finances — even on the go:
    • View account balances
    • Review history
    • Transfer funds between accounts
    • Pay bills
  • Available via any web-enabled cell phone or device
  • Utilize this service three convenient ways:
  • Save valuable time and effort; avoid an extra trip to a branch 

In between snapping photos of the kids, take one of your check to deposit it in just a few quick clicks! **

  • Deposit checks anytime, anywhere from your mobile phone
  • Free service for customers with a F&M Bank checking account
  • Save time, avoid unnecessary trips to a branch
  • Deposit your check in just a few quick clicks:
  • Once inside the F&M app, click the Check Deposit tab at the bottom of the screen
  • Choose the desired account and select the amount
  • Take a picture of the check, both front and back (make sure you signed it)
  • We recommend you write "For Mobile Deposit Only" and your account number on the back of the check

*Wireless carrier data rates may apply.

**If the mobile deposit is initiated before 4:00 P.M. EST, the deposit will be made available next business day.  If it is after 4:00 P.M. EST, funds are made available the following business day.

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