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When it comes to securing financing for your next home, you're in the right hands. We're just around the corner with a variety of financing options and budget-friendly terms.

We make the process of securing a mortgage simple and straightforward because we're local — that means all of our decisions are made right in your neighborhood by people that you can actually talk to if you ever have an issue. Get your family into the home of your dreams at a rate you can afford with the help of your friends at F&M Bank!

  • Competitively low rates for home purchase
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • 1-, 3-, 5-, or 10-year fixed terms available
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

New Home Loan Programs Available:

  • Conventional Home Loans
  • First Time Buyer Programs
  • USDA Home Loans
  • VA Home Loans
  • FHA Home Loans
  • Jumbo Home Loans

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