Saving money is always a safe bet — that is, if you can keep from spending it! Eliminate the temptation by opening a certificate of deposit (CD) at F&M Bank.

Simply pick a term and start earning our highest locked-in interest rates available. When your term is up, you go home with your exact bundle of cash — no surprises.

Summary
  • Fixed interest rates, higher than regular savings
  • Provides more guarantee than other risky investments
  • Select a longer term to receive higher rates
  • Terms range from 1 month to 5 years
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $1,000 minimum deposit to open

Looking for even higher returns? We have Jumbo CDs available for our current customers with an opening deposit of $100,000. Give us a call at (937) 866-2455 for bid quotations.