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Kasasa Saver

Link this free, interest-bearing account to your Kasasa® checking account and watch as your rewards are automatically transferred over.

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Ohio Homebuyer Plus Program

We are here to help you save for your first home or next home. We are part of just a few banks that have partnered with The State of Ohio with the Ohio Homebuyer Plus Program. This account offers above-market interest rates and state income tax deductions to make buying a new home more achievable.

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Savings Account

Take the stress out of saving! There is no monthly service fee -- just competitive, tiered interest rates that you'll start earning right away.

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Super Saver Savings

F&M Bank offers a great way to start building your foundational savings, on your terms. With a low minimum opening deposit of $25.00, it's easy to get started. With every dollar deposited you start racking up interest — that's saving in its simplest form.

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Youth Savings

Give your child a place to stash their report card money. They'll earn competitive rates without having to worry about a monthly service fee.

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Christmas Club Savings

Stow cash away all year long to make your family's Christmas holiday special! Earn competitive rates and open today with just a $3 deposit.

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Certificates of Deposit (CDs)

Don't gamble with your money. Enjoy a risk-free way to save with fixed rates and terms, letting you know how much you're getting and when.

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Individual Retirement Accounts (IRAs)

Start planning for the future today -- whether that means getting ready for retirement or sending your student off to college with our Coverdell ESA.

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Health Savings Account (HSAs)

Take your health off the back burner with an HSA. Pay for qualified medical expenses with the money in your account and earn interest.

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