Set a business goal then keep on track with the help of a fixed-rate CD from F&M Bank. We offer a wide variety of terms to help meet your specific savings goals — the longer the term, the higher the rate.

When your term is up, you go home with your exact bundle of cash — no surprises. Take the investment without the risk. Start saving today.

Summary
  • Higher returns than savings accounts
  • Fixed rates for length of term
  • Terms range from 1 month to 5 years
  • Early withdrawal penalties may apply
  • $1,000 minimum deposit to open