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Tune into free checking that rocks! Kasasa Tunes® reimburses you for®, iTunes®, or Google Play™ purchases each month when you meet easy qualifications!* We'll also give you $20 in Amazon, iTunes, or Google Play purchases just for signing up! And if that's not enough, we'll even refund your ATM withdrawal fees, nationwide!

We're not kidding. All you need to do are things you're probably already doing anyway, like signing up for free E-Statements and using your debit card to make purchases. This account is music to any shopper's ears!

  • Free checking that pays you to shop online
  • Earn $5 in refunds for iTunes, Amazon, or Google Play purchases each month*
  • Get $20 in refunds for iTunes, Amazon or Google Play purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free E-Statements
  • Free mobile banking with mobile deposit
  • Apple Pay® available for Apple® devices
  • Free Visa® debit card
  • Unlimited check writing
  • $25 minimum deposit to open

Earning Rewards is Easy as 1-2-3!

There are no hoops that stand between you and your rewards — just three banking basics that make life easier anyway! To earn your rewards, just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking

Seriously, that's it! Even if you don't meet your qualifications during the cycle, your Kasasa Tunes account is still free. Plus, you can get right back to earning your refunds the very next month!

*When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20.00 (which includes any applicable taxes) for iTunes,, Google Play purchases, made with your Farmers & Merchants Bank Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the Statement Cycle in which your aggregate iTunes,, Google Play purchase threshold of $20.00 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. A minimum deposit of $25.00 is required to open the account. No minimum balance is required to obtain this bonus. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Farmers & Merchants Bank as ATM or [PIN-based, signature based] transactions and purchases made with non- Farmers & Merchants Bank issued debit [or credit] cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $5.00 (which includes any applicable taxes) in refunds for any iTunes, or Google Play purchases. In order to be refunded, iTunes,, Google Play purchases must be made with your Farmers & Merchants Bank Kasasa Tunes debit card and must post and settle to your account by the Monthly Qualification End Date in which your qualification ends. In addition, you will receive reimbursements up to $20.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented [within thirty (30) calendar days of transaction] for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Tunes qualifications are not met, iTunes,, Google Play purchases and ATM fees are not refunded. iTunes,, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact a Farmers & Merchants Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Google Play is a registered trademark. Kasasa and Kasasa Tunes are trademarks of BancVue, Ltd., registered in the U.S.A.

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