Farmers & Merchants Bank

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Products You'll Love Plus Added Perks

Whatever your goals, earn rewards every month you qualify.*

Kasasa Cash®

High Interest 

  • Free checking that pays really high interest*
  • No monthly maintenance fee 

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Kasasa Cash Back®

Cash Back 

  • Free checking that pays you back* 
  • No category restrictions on purchases 

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Kasasa Saver®

Effortless Savings 

  • Free account that builds your savings* 
  • Link to free Kasasa Cash or Kasasa Cash Back 

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Access Personal & Business Accounts Instantly

Digital banking is free, secure, and easy-to-use.

See More Features
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Secure account access with multiple layers of security

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Avoid missing payments by scheduling them in advance

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Enroll in and access your monthly bank statements

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Access all of your F&M Bank accounts in one location

  • After seeing the fees we were being charged by one of the big banks, we knew we had to make a change.  We switched to Farmers & Merchants Bank, the best bank for business checking.  They saved us over $2,000 a month.

    – Carolyn Ricker

    Dark Star Marble & Granite

  • The bigger banks and credit unions get, the harder they are to work with.  I am so glad I found Farmers & Merchants Bank.  They helped me save hundreds of dollars per month and the process was really simple.

    – Bart Nye

    Prime Time Party Rental